¹ Monthly payment based on a promotional FHA 5/1 ARM of 3.875% (5.924% APR) 30-year fixed loan with 3.5% down and a sales price of $523,565. Payments include estimates of $1,522 for taxes, HOA, and insurance premiums. Your actual payment obligation may be greater. Your monthly payment obligation may vary based on the specific home selected, final sales price, and applicable loan terms. Choosing a higher-priced home will result in a higher payment than the sample shown above. This 5/1 Adjustable-rate mortgage remains fixed at 3.875% (5.924% APR) for the first FIVE years of your loan. Starting in year SIX, the rate can adjust once a year based on index changes. Offers available when you sign a purchase agreement on a select new home in the Granada Collection in the Altamira community between 07/20/25 and 07/23/25 and close per the date specified in the purchase agreement.